Estonia
8 min read

Taavet Hinrikus

Wise
Co-Founder and early CEO(now investor)
Contributors
Phoenix Baker
Product Manager
Lana Steiner
Product Designer
Drew Cano
Frontend Engineer
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Situational Background

Taavet Hinrikus, Wise’s co-founder and early CEO(now investor), is known for radical transparency, mission clarity, and challenger courage. He calls out hidden fees, simplifies pricing, and treats trust as a competitive moat. Hinrikus communicates plainly, chooses focus overhype, and invites scrutiny. Distinctive for principled stubbornness with data to match, his style suits any leader trying to reset a market on fairness and clarity.

Practical Leadership Principles

1) Radical transparency.


Show how things work—and what they cost.


Behaviours to model:

  • Publish fees, assumptions, and comparisons.
  • Explain trade-offs before outcomes.
  • Correct errors in public, fast.

2) Mission that guides “no.”


Purpose is as much about refusal as pursuit.


Behaviours to model:

  • Write three “we don’t do” statements.
  • Decline misaligned revenue.
  • Tie goals to mission, not fashion.

3) Simple, honest communication.


Plain words, frequent updates.


Behaviours to model:

  • Replace slogans with one clear promise.
  • Keep a public “what changed” log.
  • Invite and publish tough questions.

Call to action

List one practice you’ll disclose, one misaligned opportunity you’ll refuse, and one plain-English promise you’ll make—and keep—this month.